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Your insurer rejected your claim. Here's how to fight back.

Upload your policy or rejection letter. Get a plain-language breakdown of your rights, your insurer's obligations, and a complaint package ready to file — in under 5 minutes.

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1000+

Policies Decoded

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IRDAI

Process Compliant

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How it works

From upload to report in under 5 minutes. No jargon. No waiting.

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Upload your document

Upload your health insurance policy PDF or claim rejection letter. Supports scanned copies too.

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AI analyses it

Our Claude-powered engine reads every clause, cross-references IRDAI guidelines, and flags what matters.

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Get your report

Receive a plain-English report delivered to your inbox. For rejections, a full complaint package ready to file.

Simple, flat pricing

No success fees. No subscriptions. Pay once, get your report.

policy

Policy Decoder

₹99

+ 18% GST

check_circlePlain-English policy summary
check_circleAll exclusions & waiting periods
check_circleSub-limits & co-payment breakdown
check_circlePre-existing disease clauses
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Decode My Policy
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Grievance Engine

₹499

+ 18% GST

check_circleEverything in Policy Decoder
check_circleRejection reason analysis
check_circleWrongful vs. valid verdict
check_circleDraft complaint letter
check_circleOmbudsman filing guide
check_circle30-day WhatsApp follow-up
Start Fighting

Frequently asked questions

Is this legal advice?

No. ClaimSense provides document analysis and preparation assistance only. We do not represent you legally. Our reports are for informational purposes, and you remain responsible for filing any complaints.

What types of policies can you analyse?

Any individual or family floater health insurance policy from an IRDAI-registered insurer — Star Health, HDFC Ergo, Niva Bupa, Care, ICICI Lombard, and others. Upload the policy document PDF.

How does the Grievance Engine work?

Upload your rejection letter and policy PDF. Our AI cross-references the rejection reason against your actual policy clauses, generates a formal complaint letter with clause citations, and provides a step-by-step guide to file with the Insurance Ombudsman.

Know your policy. Know your rights.

Stop guessing what your health insurance actually covers. Get a plain-language breakdown in minutes.